Underwriting Consultant (Meritain Health)

CVS Health is seeking an Underwriting Consultant for its Meritain Health division in Phoenix, Maricopa County, AZ. This full‑time role offers a fixed salary of $63,384.61 and focuses on assessing risk, pricing plans, and supporting the health insurance underwriting process.

Key Responsibilities

• Analyze applicant data, medical histories, and financial information to determine eligibility and appropriate coverage levels.
• Apply underwriting guidelines and regulatory requirements to ensure compliant policy issuance.
• Collaborate with sales, claims, and actuarial teams to develop competitive pricing strategies.
• Maintain accurate documentation in underwriting systems and produce detailed reports for senior management.
• Provide expert guidance to internal stakeholders and external partners on underwriting policies and procedures.
• Continuously monitor industry trends and emerging risks to recommend updates to underwriting criteria.

Qualifications & Requirements

• Bachelor’s degree in Business, Finance, Health Administration, or related field (or equivalent experience).
• 2+ years of experience in health insurance underwriting, risk assessment, or a similar analytical role.
• Strong knowledge of ACA regulations, Medicare/Medicaid, and commercial health plans.
• Excellent analytical, problem‑solving, and decision‑making skills.
• Proficiency with underwriting software, MS Office Suite, and data visualization tools.
• Effective communication and teamwork abilities, with a customer‑focused mindset.

What We Offer

• Competitive fixed salary of $63,384.61 per year.
• Comprehensive health, dental, and vision benefits.
• Retirement savings plan with company match.
• Opportunities for professional development and career growth within CVS Health.
• Inclusive, mission‑driven culture dedicated to improving community health.

Frequently Asked Questions

What does an Underwriting Consultant at CVS Health do?

They evaluate applicant risk, apply underwriting guidelines, set pricing for health plans, and collaborate with cross‑functional teams to ensure compliant, competitive coverage.

What qualifications are needed for this role?

A bachelor’s degree or equivalent experience, 2+ years in health insurance underwriting or risk analysis, knowledge of ACA and Medicare/Medicaid, and strong analytical skills.

What benefits does CVS Health provide for this position?

Employees receive a fixed salary of $63,384.61, health/dental/vision coverage, retirement plan with match, and opportunities for professional growth.