Senior Property Insurance Risk Specialist (Construction)

Northbridge Financial Corporation is seeking a Senior Property Insurance Risk Specialist (Construction) in Toronto, Ontario. The role focuses on delivering advanced risk management solutions for construction‑related property insurance portfolios.

Key Responsibilities

• Develop and implement comprehensive risk assessment programs for construction projects, identifying hazards, exposures, and loss‑mitigation strategies.
• Provide advisory and consulting services to internal underwriters and external clients, delivering tailored risk reduction recommendations.
• Conduct on‑site inspections, loss‑control audits, and engineering reviews to validate risk data and ensure compliance with industry standards.
• Design and deliver training workshops, webinars, and educational materials on construction risk trends and best practices.
• Collaborate with underwriting, claims, and actuarial teams to integrate risk insights into pricing and policy wording.
• Monitor emerging construction‑related loss trends, produce analytical reports, and present findings to senior leadership.
• Maintain accurate documentation in the company’s risk management system and ensure timely follow‑up on action items.

Required Qualifications

• Bachelor’s degree in Risk Management, Engineering, Construction Management, or a related field.
• Minimum 7 years of experience in property insurance risk assessment, preferably within the construction sector.
• Strong knowledge of building codes, occupational health & safety regulations, and construction methodologies.
• Professional certifications such as CPCU, ARM, or equivalent are highly desirable.
• Excellent analytical, written, and verbal communication skills.
• Proven ability to build trusted relationships with internal stakeholders and external clients.
• Proficiency with risk assessment software and Microsoft Office suite.

What We Offer

• Competitive benefits package and professional development opportunities.
• Dynamic, collaborative work environment within a leading financial institution.
• Access to cutting‑edge risk management tools and industry expertise.

Frequently Asked Questions

What industries does the Senior Property Insurance Risk Specialist work with?

The specialist primarily supports the construction sector, assessing risks for building projects, contractors, and developers.

What qualifications are required for this position?

A bachelor’s degree in a related field and at least 7 years of property insurance risk experience, preferably in construction, plus relevant certifications.

Will the role involve client interaction?

Yes, the specialist provides advisory, consulting, and training services to both internal teams and external clients.