Underwriting Specialist, Health, Education, and Social Services

Job Summary

Northbridge Financial Corporation is seeking an Underwriting Specialist for Health, Education, and Social Services in Toronto, Ontario. In this role you will design and service tailored insurance solutions for commercial clients, collaborating closely with brokers and internal teams.

Key Responsibilities

• Assess and underwrite complex risk portfolios within the health, education, and social services sectors.
• Develop customized insurance programs that meet client needs while adhering to company guidelines.
• Maintain and grow relationships with a network of brokers, providing expert advice and timely service.
• Prepare detailed risk analyses, pricing recommendations, and policy documentation.
• Monitor account performance, manage renewals, and identify opportunities for cross‑selling.
• Stay current on regulatory changes and industry trends affecting the target sectors.
• Collaborate with claims, actuarial, and legal teams to resolve underwriting issues.

Qualifications

• Post‑secondary education in finance, insurance, risk management or related field; professional designations (e.g., CPCU, ARM) are a plus.
• Minimum 2‑4 years underwriting experience, preferably in health, education, or social services markets.
• Strong analytical skills with the ability to evaluate complex risk factors.
• Excellent communication and negotiation abilities.
• Proficiency with underwriting software and Microsoft Office suite.
• Detail‑oriented, organized, and able to work independently and as part of a team.

What We Offer

• Competitive benefits package and professional development opportunities.
• Dynamic, collaborative work environment in downtown Toronto.
• Access to a broad broker network and innovative insurance products.

Frequently Asked Questions

What industries will I focus on as an Underwriting Specialist?

You will specialize in underwriting and servicing clients in the health, education, and social services sectors.

Do I need a specific insurance license for this role?

A relevant underwriting or insurance license is preferred, but not mandatory if you have equivalent experience and professional designations.

Is remote work possible for this position?

The role is based in Toronto and requires regular collaboration with local brokers and teams, so on‑site presence is expected.