Underwriting Consultant (Meritain Health)

Job Overview

CVS Health is seeking an Underwriting Consultant (Meritain Health) to join our team in Saint Paul, Ramsey County, US. This full‑time role offers a competitive annual salary of $65,292.21 and focuses on evaluating health insurance applications, supporting risk assessment, and ensuring compliance with underwriting guidelines.

Key Responsibilities

• Analyze individual and group health insurance applications, verifying completeness and accuracy of medical, financial, and demographic data.
• Apply Meritain Health underwriting policies to determine eligibility, rating, and coverage recommendations.
• Collaborate with sales, claims, and provider networks to resolve underwriting questions and improve the member experience.
• Maintain detailed records in underwriting systems and generate reports on risk trends and portfolio performance.
• Stay current with federal and state regulations, industry best practices, and CVS Health corporate policies.
• Provide training and mentorship to junior underwriting staff as needed.

Qualifications

• Bachelor’s degree in business, finance, health administration, or related field (or equivalent experience).
• 2+ years of underwriting experience in health insurance, preferably with Meritain Health or a similar carrier.
• Strong analytical skills with the ability to interpret medical records and actuarial data.
• Excellent communication skills, both written and verbal, to interact with internal teams and external partners.
• Proficiency with underwriting software and Microsoft Office Suite.
• Detail‑oriented, organized, and able to manage multiple priorities in a fast‑paced environment.

Why CVS Health?

Join a purpose‑driven organization that is transforming health care through innovation, compassion, and community focus. CVS Health offers comprehensive benefits, career development programs, and a supportive culture where your contributions make a real impact.

Frequently Asked Questions

What does an Underwriting Consultant at CVS Health do?

The consultant reviews health insurance applications, applies underwriting guidelines, collaborates with internal teams, and ensures compliance with regulations.

What qualifications are required for this position?

A bachelor’s degree or equivalent experience, at least 2 years of health‑insurance underwriting experience, strong analytical and communication skills, and proficiency with underwriting software.

What is the salary for this role?

The position offers a fixed annual salary of $65,292.21.